Stoyan is Founder and CEO of Wisdom. He began his tech career in 1996, co-founding a start-up in German. He co-founded or was part of 6 other tech start-ups in Europe and the US and also held leadership positions in general management, product, technology, business development, and marketing at Intuit, Plastiq, Quicken, LendingClub, Amdocs, and KPNQwest. Stoyan earned a master's in Computer Science and Financial Engineering from Karlsruhe Institute of Technology. He hold patents in mobile tech, payments, and identity management.